Can I get any extra benefits when I buy a policy? According to Statista, pet owners in the UK spent over £5 billion on veterinary and other pet services in 2019, so it’s important that you’re covered in case your furry friend is ill or injured. At the most basic level you can buy pet insurance policies which work perfectly to cover you against unexpected vets bills for illness or injury. Be sure to check if your pet insurance covers emergency dental problems and treatments. No policies that provide cover for pre-existing conditions. Posted by 7 months ago. Please don't interpret the order in which products appear on our Site as any endorsement or recommendation from us. I have a 7 year old cat, and I'm interested in a pet insurance but after a search on Google I found way too many options. We take a whole of market look at the pet insurance policies, collecting over 70 fields of information for each individual product before analysing and comparing them to produce our ratings. The list of pet insurance providers on this page is a selection of services available and gives you an idea of the kind of options available. VAT number: 259751759. Get your quote today! Cancelling your pet insurance policy should be a matter of simply calling your insurer and informing them that you don’t need cover any longer. Unless we've indicated otherwise, products are shown in no particular order or ranking. Shopping around is one of the best ways to find the right policy at an affordable price; no matter where you live. We’ve compiled a list of some of the best pet insurance providers for cats. It’s perfectly possible to insurance a range of domestic animals, such as hamsters, rabbits, guinea pigs or anything else you may find in a pet shop. There’s no legal requirement for you to have it, although if you have a dog and it causes injury to a third party or premises, legally you are required to pay for these costs which could be hefty if you don’t have insurance. There also might be the option of taking out a policy without an excess, although this would likely make your premium more expensive. We’ve shown both for each brand in the table below. If, for example, you were claiming for £500 of vet fees and the excess was £50, you would be required to pay £50 and your insurer would pay £450. Quotezone offers you an immediate quote from their selected panel of insurers. This is one of those occasions where you really should read the small print! Moneyfacts.co.uk will receive a small payment if you use their services after you click through to their site. Not that they are perfect by any means – when we got quotes we found their excess to be on the high side. Different levels of cover to suit every budget. If you’re planning to save your money into a fixed rate bond, we take a look at how you can find the best 2 year option. 7 of the best pet insurance companies, according to actual pet owners. Close. To give you a rough idea, last year the average price was £271, or £22.50 a month, according to the ABI. it's hard to find information and it doesn't explain the platform very concisely. Our independent survey of 750 insurance customers was carried out in December 2019. The cost of pet insurance however is small compared to the £100’s and even £1,000’s you could have to pay in vet’s bills if your furry friend gets seriously ill or injured. All Rights Reserved. Nearly all domestic pets can be insured but be aware that the older they are the higher the premium you are likely to be charged. This is the most comprehensive cover level and so is usually also the most expensive. that aims to provide you with the tools you need to make better Data Protection ICO registration number: What are the different types of lifetime mortgages? Pre-existing cover. © 2021 Moneyfacts.co.uk Limited. Many pet insurance policies may also cover the cost of boarding your cat or dog at a cattery or kennels, should you have to go into hospital or into temporary care. Veterinary treatment - especially for serious and long-term conditions – can be very expensive. Sometimes. While the average cat or kitten might be bought for less than £50 – often they are free to a good home – pure-bred pedigree cats can have a value measured in the hundreds and even thousands of pounds, as can many dogs. As with any pet insurance, the best policy will be one that offers the level of cover you need for all your animals. Whether you are buying, selling or remortgaging, you will need a conveyancer to oversee all the legal requirements and ensure your transaction successfully completes. When finding the best policy, you should look for those with higher yearly limits, as well as those with premiums that do not increase too much as your pet gets older. While we are independent, the offers that appear on this site are from companies from which finder.com receives compensation. Exotic pets by their very nature tend to be rarer and cost far more than ordinary domestic pets. This cover is normally reserved for dogs, but it can also be extended to venomous exotic pets too. Lifetime insurance is the most comprehensive when it comes to covering your pets. unsure you should get independent advice before you apply for any Our guide explains more about how conveyancing works and helps you to choose a solicitor. We want to help everyone make an informed choice about pet insurance so we’ve reviewed industry awards alongside pet insurance customer reviews from our site and found some brands worth a second look! Worse yet, if you can’t afford to pay and must have your pet put down. our partners for featured placement of their products or services. Use of this Website constitutes acceptance of the Company's General. ) Extra 10% online discount. Weekend Moneyfacts is available free by email to all Moneyfacts.co.uk users. Moneyfacts.co.uk will, like most other websites, place cookies onto your device. accurate but you should confirm any information with the product or What elements of the pet insurance policy do we look at? Pet insurance can protect you from hefty vet bills. Access to qualified vet nurses, any time, any day. won’t be covered. Agria can pay vet fees directly to you or your vet. Optional, only if you want us to follow up with you. Policy excesses may mean you have to contribute toward the cost of treatments, while policy limits may restrict the total amount that insurers will pay over a year or per condition. Compare pet insurance quotes from over 25 insurance brands to see if you can save up to 66% on your policy. Best pet insurance - and how to find the right cover By Telegraph Reporters 31 May 2019, 4:20pm 'Buffy's disappearance left the entire family anguished' - confessions of a pet detective Cats may be less likely to sustain injuries than dogs, but you can still benefit from insuring your feline friend. finder.com is an independent comparison platform and information service that aims to provide you with the tools you need to make better decisions. This often catches people out when they buy a policy but find out later that this element is specifically excluded. Over the last 40 years, Petplan has helped millions of pets through illness and injury. Danny holds a BA in International Business from the University of Plymouth and has undying loyalty to his average-poor football team, Portsmouth FC. Moneyfacts’ expert team have spent the last 30 years providing 100% impartial and accurate information regarding a host of retail financial products. As well as pet insurance for cats, dogs and rabbits, There are four levels of cover available from. Age 12 or 14 will typically be the cut-off age. Shown on the Financial Services Register (register.fca.org.uk) register number 486048. For more information see the section on What is excluded from pet insurance? Award winning pet insurance includes cover for congenital, hereditary and behavioural conditions. Most insurance policies, including those for pets, give you the option of paying annually or monthly. HealthyPaws Pet Insurance was founded in 2009 and maintains an A- rating with the BBB. However, if there are extra benefits on offer, a. * - Hereditary illnesses. When buying pet insurance, it's critical to learn about the different types of policies as some may not suit your needs. What is life insurance and how does it work? These charities offer free or subsidised vet care for pets whose owners are on certain means-tested benefits, among other criteria. You are still free to take out insurance, but will not be covered for any costs related to the pre-existing condition. All information is subject to change without notice. We may also receive compensation if you click on certain links posted on our site. It's the most comprehensive and therefore the most expensive kind of pet plan. Please send me Weekend Moneyfacts, Savers Friend and selected third-party offers. 5. This is the lowest level possible to obtain for your pet and is the cheapest to obtain. It’s likely that the cover levels will be lower than lifetime or annual policies and feature larger excesses. All Rights Reserved. You may have to settle the vets bill first before being repaid by the insurers (less any excesses or policy limits). Favour of customers best pet insurance, uk with us each year was literally a life saver for 13! Simple claims process but can still benefit from insuring your feline friend d recommend it a... 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